OVERVIEW OF OUR PRIVACY POLICY

This Privacy Policy explains how Color Card Administrator, Corp. ("CCA," "we," "our," or "us"), through its platform BusinessCardJunction.com ("BCJ"), collects, uses, discloses, and safeguards your personal information.

It applies to:

• Our website: https://www.businesscardjunction.com/
  
• Related subdomains, applications including mobile, and online services we operate.
  

INTRODUCTION

Color Card Administrator, Corp. (CCA) ("CCA," "we," "our," or "us") respects your privacy and is committed to safeguarding your personal data. This Privacy Policy applies to all users of businesscardjunction.com and associated applications.

This Policy covers:

• Data you provide directly to us.
  
• Data we collect automatically through your use of our platform.
  
• How we share data with trusted third parties.
  
• Your rights and choices under U.S. federal and state privacy statutes.
  

DEFINITIONS AND KEY TERMS

For clarity, the following definitions apply:

• "Company," "we," "our," or "us": Color Card Administrator, Corp., operator of Business Card Junction.
  
• "Website" or "Service": https://www.businesscardjunction.com/ and related online services.
  
• "You" or "User": The individual, business, or entity accessing or using BCJ services.
  
• "Personal Data": Information that identifies, relates to, or can reasonably be linked with an individual (as defined under state laws like CCPA, VCDPA, CPA, etc.).
  
• "Processing": Any operation performed on personal data, including collection, storage, use, disclosure, or deletion.
  
• "Third-Party Services": Partners, vendors, or service providers that support our operations, such as payment processors, cloud hosting, or analytics providers.
  
• "Cookies": Small data files stored on your device that help us provide functionality, security, and analytics.
  
• "Children": Individuals under the age of 13, as defined under COPPA.
  

POLICY SECTIONS

There are three sections make up this policy

Part A - Information We Collect & Control

There are three sections that make up this policy:

We collect the following categories of information when you use BCJ:

1. Information You Provide Directly

• Name, email, phone number, company name.
  
• Business card content (logos, images, text).
  
• Account credentials.
  

• IP address, browser type, device identifiers.
  
• Cookies and tracking technologies.
  
• Log data about website usage.
  

• BCJ does not knowingly collect or process personal data from children under 13.
  
• If we learn that a child has provided information, we will promptly delete it.
  

• Service Delivery: To create and deliver sponsored business cards, manage orders, and operate BCJ's online platform.
  
• Business Operations: For billing, security, fraud prevention, and account management.
  
• Improvement & Analytics: To analyze usage and improve our services.
  
• Legal Compliance: To comply with federal and state laws, and respond to lawful requests from authorities.
  
• Consent-Based Uses: For optional features, marketing communications, or promotional activities, with your consent.
  
  
  We do not sell personal data and have never sold user data for advertising.
  

PART C - ALL-INCLUSIVE

This section covers subjects pertinent to Parts A and B, as well as broader topics including CCA's website security pledges and how we'll notify you of Privacy Policy changes.

PART A - INFORMATION THAT CCA COLLECTED & CONTROLLED

1. Information You Provide to Us

When you visit https://www.businesscardjunction.com/ ("BCJ"), we may collect the following categories of personal data directly from you:

• Name and/or business name
  
• Email address
  
• Phone number
  
• Mailing/shipping/billing address
  
• Job title or role (if provided)
  
• Account username and password (encrypted)
  
• Payment details (processed securely by our third-party provider)
  
• Content you upload to business cards (e.g., logos, designs, text)
  

• Only the last 4 digits of your card and billing details may be retained for fraud prevention, dispute resolution, and compliance.
  
• Authorize.net stores encrypted card information on its secure servers to process payments if you grant permission for recurring transactions.
  
• For more information, please review Visa's Privacy Policy: https://usa.visa.com/legal/privacy-policy.html.
  

• IP address and approximate geolocation
  
• Browser type, version, and language settings
  
• Device identifiers and operating system
  
• Referring/exit pages and URLs
  
• Date and time of access
  
• Session activity and usage patterns
  

• Maintain secure logins and sessions
  
• Remember preferences (e.g., language, region)
  
• Improve platform functionality and analytics
  

• Public business directories or LinkedIn (for B2B outreach)
  
• User reviews, feedback, or survey responses submitted on third-party platforms
  

• Sensitive personal data such as social security numbers, health/medical information, biometric identifiers, or sexual orientation.
  
• Credentials for unrelated services.
  
• Children's data: BCJ is not directed to children under 13. We do not knowingly collect data from children (COPPA compliance). If we discover such data, we will delete it promptly.
  

• Delivering and customizing sponsored business card orders
  
• Verifying identity, preventing fraud, and ensuring platform security
  
• Processing payments and maintaining transaction records
  
• Responding to service requests and customer support inquiries
  
• Improving our website, services, and user experience
  
• Sending essential communications (account updates, billing notices, legal alerts)
  
• Conducting surveys or requesting feedback (optional and consent-based)
  

• Marketing Communications: You may unsubscribe from newsletters or promotional emails at any time. Account-related or legally required emails will still be sent.
  
• Cookies: You may disable or manage cookies in your browser. Doing so may affect some website functionality.
  
• Data Rights: Depending on your state of residence (e.g., California, Virginia, Texas, Florida), you may have additional rights to access, correct, delete, or opt out of certain data processing. Instructions are provided in Part C of this Privacy Policy.
  

PART B - INFORMATION THAT CCA PROCESSED

1. Information You Entrust to Us

When you use https://www.businesscardjunction.com/ ("BCJ") or request technical support, you may provide us with information or upload content (such as business card designs, company logos, or other materials). This information may be stored on our servers or shared with our support teams as part of providing services.

2. Updating, Correcting, or Deleting Information

You have rights under federal and state privacy laws (FTC Act, CCPA/CPRA, VCDPA, CPA, CTDPA, UCPA, and others) to request access, correction, deletion, or restriction of your personal data.

Account Holders: You may update account information, reset your password, manage communication preferences, or request deletion of your account by contacting us.

Corrections: We may verify your identity (for example, by requesting your login credentials or confirming details) before processing updates.

Deletion Requests: While we honour valid deletion requests, copies of your information may remain in backup archives for a limited time due to security and disaster recovery requirements. Such data is securely isolated and not actively processed.

Third-Party Data: If your data was originally collected by a business using BCJ services (e.g., through a corporate sponsor), please contact that business directly for access or deletion requests.

Note: Exercising these rights does not affect data already processed or disclosed in compliance with this Privacy Policy and applicable law.

3. Information Retention

We retain your personal data only as long as necessary to:

• Provide services you have requested,
  
• Meet contractual and legal obligations,
  
• Resolve disputes, and
  
• Enforce our agreements.
  

• Encryption in Transit: Data exchanged with BCJ is transmitted using SSL/TLS encryption.
  
• Limited Access: Only authorized personnel and trusted third-party service providers have access to sensitive information, under strict contractual confidentiality requirements.
  
• Full credit card numbers are not stored on BCJ servers. Authorize.net (Visa) processes payments on our behalf using encrypted tokens.
  
  
  

While we take reasonable and industry-standard measures to protect your data, no system can guarantee absolute security. We encourage you to use strong passwords and safeguard your account information.

PART C - ALL-INCLUSIVE

Children's Privacy

• Business Card Junction (BCJ) does not knowingly collect personal information from children under 13 years of age in compliance with the Children's Online Privacy Protection Act (COPPA).
  
• If you are under 13, you may not use our Service or provide personal information. If you are between 13 and 18 (or the age of majority in your state), you should only use our services with parental or guardian consent.
  
• Parents or guardians who believe their child may have provided BCJ with personal data may contact us at . Upon verification, we will promptly delete such information.
  

• Encrypted transmission (SSL/TLS) of sensitive data.
  
• Role-based access control and audit logs to limit internal access.
  
• Secure storage of tokens (via Authorize.Net) instead of storing raw payment card numbers.
  
• Continuous monitoring and error detection tools (e.g., Sentry) to identify emerging threats.
  

• Federal obligations (e.g., Privacy Act of 1974, FTC enforcement, national security requests),
  
• State consumer protection statutes, or
  
• Valid court orders and law enforcement requests.
  

• Prevent fraud or unauthorized activity,
  
• Respond to spam/security investigations, or
  
• Protect the safety of BCJ users and the public.
  

• Users will be notified via email and/or prominent website notice of any material changes.
  
• At that time, you may choose whether to continue service with the new organization or request deletion of your personal data.
  

• All affiliates are contractually bound to comply with BCJ's privacy commitments and applicable federal/state laws.
  

• Federal laws: FTC Act, Privacy Act of 1974, COPPA.
  
• State privacy laws: CCPA/CPRA (California), VCDPA (Virginia), CPA (Colorado), CTDPA (Connecticut), UCPA (Utah), Texas Data Privacy and Security Act, Florida Digital Bill of Rights, and others listed in this Policy.
  

• The collection and processing of your information as described in this Privacy Policy,
  
• Updates being communicated to you in accordance with state and federal laws. If you do not agree, you should discontinue use of our services.
  

• Marketing and Ads: BCJ does not sell personal data to advertisers. However, we may use limited data with specific tools/SDKs for remarketing or service improvement:
  
• Google Ads (remarketing / display ads)
  

Respecting Individual Privacy Rights

We periodically review compliance with this Privacy Policy. Users may contact us at with any complaints or questions. If we cannot resolve your concern, you may also contact your state privacy regulator or the U.S. Federal Trade Commission.

CONTACT:

Don't hesitate to contact us if you have any questions.
-Via website: Contact Us
- Via postal mail:
Color Card Administrator, Inc.
7898 Ostrow Street
San Diego, CA 92111
(888) 429-8372